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Bank Exams IBPS PO Clerk etc

Bank Exams

Exam Pattern, Syllabus and Selection Process

IBPS, SBI and RBI conducts Exams for the posts of Probationary Officers (Bank PO), Clerks/Junior Associates and Specialist Officers. Also,RBI and IBPS RRB separately conduct exams for the posts of Officers and Assistants. 

General exam subjects are Reasoning, English Knowledge, Quantitative aptitude, General Awareness and Computer Literacy. Graduates in any discipline are eligible. 

In India, bank exams are often considered in high regard for aspiring candidates who wish to step into the banking domain. There are multiple bank exams which are conducted by various banks and testing agencies across the country every year.

A Bank job are one of the most sought after jobs in India. Getting a bank job is a matter of prestige, especially in a government sector bank. The banking sector has always been one of the most attractive career destinations for youth. Many graduates prefer a Public Sector Bank (PSB) job as it offers more security and stability than a private sector bank.

Due to such reasons, the competition for bank jobs is increasing at an exponential pace. The competition indicates that aspirants should have a top-notch bank exam preparation to be able to crack the exam and get selected as a bank employee.

IBPS Exams

The Institute of Banking Personnel Selection is an examination body that conducts the selection of employees for a large number of banks. The IBPS conducts a number of online bank exams for this purpose. 

The following are the exams conducted by the IBPS:

  • IBPS PO Exam: The IBPS PO, officially known as the IBPS CWE(Common Written Examination) selects candidates for the post of Probationary Officers for various public sector banks(PSB) as well as some insurance companies which are its members. The IBPS PO exam pattern consists of three stages:
    • IBPS PO Preliminary Exam: This stage serves as a qualifying exam for the next stage. It consists of objective type questions.
    • IBPS PO Main Exam: The main exam serves as the final written exam. Based on the IBPS PO result, the participating banks call candidates for the next stage.
    • IBPS Interview: This is conducted by the respective banks for which the candidate has indicated a preference for during the application process.
  • IBPS SO Exam: The IBPS Specialist Officers exam of the IBPS consists of three stages similar to the Probationary Officers exam. They are:
    • IBPS SO Preliminary Exam: This stage consists of an objective pattern paper. The bank exam syllabus for this paper varies based on the available specialisations. The paper tests General Awareness, Reasoning, Quantitative Aptitude and English.
    • IBPS SO Main Exam: The main exam consists of one objective paper on professional knowledge for most specialists. The post of language advisors such as ‘Rajbhasha Adhikari’ consists of an objective and a descriptive paper on their respective subjects.
  • IBPS Clerk Exam: The IBPS CWE clerical cadre is used by PSBs to select clerks. It consists of two online bank examinations which are:
    • IBPS Clerk Preliminary Examination: An objective paper of one-hour duration tests the candidates’ abilities in English Language, Numerical Ability and Reasoning.
    • IBPS Clerk Main Examination: The bank exam syllabus for this one consists of Reasoning, Computer Aptitude, English, Quantitative Aptitude, General and Financial Awareness. The IBPS Clerk Mains result is used to determine the merit ranking of the candidate and their selection as clerks.
  • IBPS RRB Exam: The IBPS RRB CWE is for Regional Rural Banks which selects candidates for smaller banks serving rural areas across the country. These include cooperative and public sector banks. The examination consists of two stages which are as follows:
    • RRB Preliminary Exam: This exam is used as a qualifying exam for the next round. There are separate papers for Scale I officers and Office Assistants, which are conducted separately.
    • RRB Mains Exam: This paper decides the merit position of candidates and is held separately for officers and office assistants. The allotment of banks is based on the RRB exam result.

The main feature that distinguishes IBPS from other bank exams is the large number of banks who recruit based on its results. The institute also provides the facility of IBPS mock tests and training for candidates desirous of using these facilities.

RBI Exams

The Reserve Bank of India conducts its own exams for recruitment to various vacancies in the organisation. The following are the major exams conducted by the Reserve Bank of India:

  • RBI Officer Grade B Exam: The apex bank conducts the RBI Officer Grade B exam for the selection of mid-senior level officers of the bank. It consists of recruitment to the General as well as specialist cadres of the RBI. it also includes research positions open for PhD holders in the notified disciplines.
  • RBI Assistant Exam: The RBI Assistant exam is conducted to recruit candidates for the post of Assistant in various branches and sub-Officer of RBI. The post is equivalent to the clerical cadre in the banking sector.
  • RBI Junior Engineer Exam: RBI Junior Engineer recruitment takes place through this exam. The selected candidates are employed as engineers handling RBI facilities. The specialisation required for this exam is Civil Engineering.

Other Bank Exams

The other major exams conducted for recruitment to banks are IPPB and NABARD officer recruitment. The following are a few details about the exams:

  • IPPB Exam: The India Post Payments Bank Exam is open only for candidates with considerable experience in the government sector. It recruits higher management for IPPB under the Department of Posts.
  • NABARD Exam: The National Bank for Agriculture and Rural Development recruits Assistant Managers for their operations through this exam.

As banks are an attractive employment option in the modern economy, aspirants should prepare seriously for the examinations to beat the competition.

A good way to start would be to download bank exam question papers and bank exam syllabus to read and understand their scope. Based on this, candidates can start focusing on specific exam patterns for each bank and finish their bank exam preparation before each exam date.

Banks Exam FAQs

  • 1. WHAT IS SALARY OF BANK PO?

    Salary of IBPS PO 37,360 -INR 38,700 per month (Including HRA) and Salary of SBI PO 45,000 INR  per month (HRA depends on place of posting, so salary may vary)

  • 2. WHAT IS QUALIFICATION FOR BANK EXAM?

    However, the eligibility criteria:

    • Age of aspirants should be between 20-30 years old. Age relaxation is given to categories like SC, ST and OBC as per rules of the government. 
    • Minimum Educational Qualification of an aspirant must be graduation from recognised university.

  • 3. WHICH BANK EXAM IS BEST?

    Every year two main bodies of the Banks SBI and IBPS recruit the candidates according to the available posts in the following:

    Top Best Exams in the Banks

    1. SBI SO
    2. SBI Clerk
    3. IBPS PO (CWE PO/MT)
    4. IBPS SO (CWE SO)
    5. IBPS CLERK (CWE Clerical)
    6. IBPS RRB (CWE RRB)
    7. RBI Officer Grade B
    8. RBI Officer Grade C
    9. RBI Officer Assistant
    10. NABARD

  • 4. WHAT IS THE HIGHEST POST IN BANK?

    The highest post in public sector bank is Managing Director and CEO of the bank.

  • 5. WHAT IS SBI PO SALARY?

    The basic salary of SBI PO is ₹27,620/- It is followed by 4 increments. The pay scale of a Probationary Officer is 23700-980/7-30560-1145/2-32850-1310/7- 42020.

  • 6. WHICH BANK PO SALARY IS HIGHEST?

    SBI gives the highest package to probationary officers whereas other public sector banks also offer handsome salary to the PO. The average pay scale of public sector bank higher than PO working in private bank like ICICI.

  • 7. IS BANKING EXAM EASY?

    The bank examinations of IBPS and SBI for posts are not that easy to crack. Rare candidates clear the IBPS exam which is less than who failed. Every year the number of aspirant increases similarly hardly clears the exam.

  • 8. IS SBI PO A GOVT. JOB?

    It is a government-owned corporation. SBI recruits approximately 3000 PO through exam. Itis one of the most prestigious jobs because of its stability, facilities, growth, and promotion.

  • 9. CAN I CRACK BANK EXAMS WITHOUT COACHING?

    It depends on the strategy and approach of the aspirant. Self- study makes bank exams easier. Candidate needs to work on the right direction and can crack examwithout coaching in the first attempt.

  • 10. HOW CAN I CRACK ENGLISH IN BANK EXAM?

    The best way to get high marks in English part (bank exams) is to solve previous year question papers and take mock tests simultaneously. It will help you to make out your conducting. Moreover, it will also help you in understanding the level of questions asked in the bank exams.

  • 11. CAN AVERAGE STUDENT CRACK BANK PO?

    Yes, why not? An average student can Crack the bank exam if student practice regularly.

  • 12. HOW CAN I CLEAR MY BANK EXAM IN 3 MONTHS?

    Now-a-days number of seats are less as compare to the number of aspirants

    Best Strategy to master Bank exam in 3 months

    Prepare from basic of subjects following:

    1. 1General knowledge
    2. Aptitude
    3. Current Affairs
    4. Computer Knowledge

  • 13. WHICH DEGREE IS BEST FOR BANK JOB?

    However, degrees in banking may be hard to find, some programs have specializations in areas likeFinanceaccounting and business, but investment firms and banks may also get gratified to see degrees in economics,mathematics or engineering.

  • 14. HOW CAN I IMPROVE MY VOCABULARY FOR BANK EXAM?

    Tips for Improving vocabulary:

    1. Read English Newspaper. The Hindu is best to improve English Vocabulary. 
    2. Write down words you don't know in the note book.
    3. Learn vocabulary only with the help of root words.
    4. Read newspaper and articleshighlight the word.
    5. Keep e-dictionary/ traditional with you to find the meaning.
    6. Always use and practice the new words.
    7. Keep a separate notebook for new vocabulary words.
    8. Don’t cram.
    9. As you all know: “Practice makes a man perfect.”

  • 15. WHICH IS BETTER MBA OR BANK PO?

    To have more spacious career choices, candidate may choose MBA and can appear in IBPS PO in second year. After MBA Candidates can target private sector banks.Besides, public sector banks.

  • 16. HOW MANY HOURS SHOULD I STUDY FOR BANK PO?

    It rely on how much time you have for the examination. If you have 3 months, then you may need 7-8 hours a day. But if you have enough time 6 months etc., then you can manage with 5-7 hours of studies

  • 17. WHICH BOOK IS BEST FOR SBI PO?

    Best Books for SBI PO

    Author/Publication

    Comprehensive guide to SBI PO Pre&Mains

    Disha Experts

    Quantitative Aptitude

    R.S Aggarwal

    Modern Approach to verbal/ Non-verbalReasoning

    R.S Aggarwal

    Word Power Made Easy

    Norman Lewis

    Analytical Reasoning

    M.K Pandey

    Banking Awareness

    RPH Editorial Board

    Objective question Bank of Computer Awareness

    Arihant

  • 18. WHICH NEWSPAPER IS BEST FOR SBI PO?

    Impeccable newspaper for SBI PO is The Hindu and Indian ExpressECONOMIC TIMES also considered the best for preparation. The level of English of these newspaper matches the level of reading comprehension asked in the SBI PO exam.

  • 19. IS A FINAL YEAR STUDENT ELIGIBLE FOR BANK EXAM?

    Yes, Final year students are eligible for bank exam.

  • 20. IS COACHING NECESSARY FOR BANK EXAMS?

    You do not need coaching. It’s all about how much time you give for preparation of exams. But survey suggests that 90% students who say that “coaching is not required for devising of exams like IBPS or SBI PO join coaching after few months that is when they get serious.

  • 21. IS RS AGGARWAL ENOUGH FOR BANK EXAMS?

    R.S Aggarwal is an eminent book for aptitude but it is not enough to crack IBPS PO maths section. The reason behind this is the time limit given to solve questions. Aspirants need to follow the shortest tricks to solve maximum questions.

  • 22. WHAT ARE THE TOPICS IN REASONING?

    Topics in Bank Exam Reasoning Are:

    • Alphanumeric Series
    • Reasoning Analogies
    • Artificial Language
    • Blood Relations
    • Calendars
    • Cause and Effect
    • Clocks
    • Coding-Decoding
    • Critical path
    • Cubes and cuboids
    • Data Sufficiency
    • Decision Making
    • Deductive Reasoning/Statement Analysis
    • Dice
    • Directions
    • Embedded Images
    • Figure Matrix
    • Input-Output
    • Mirror and Water Images
    • Odd One Out
    • Picture Series and Sequences
    • Paper Folding
    • Puzzles
    • Pattern Series and Sequences
    • Order & Ranking
    • Seating Arrangement
    • Shape Construction
    • Statement and Assumption
    • Statement and Conclusion
    • Syllogism

  • 23. HOW LONG DOES IT TAKE TO CLEAR BANK EXAM?

    Candidates who are new to competitive world may take 12-14 weeks. Those who are good at English, have a better chance to clear the bank exam. The one who had already begin some part of the preparation may take 6-8 weeks.

  • 24. WHAT IS IBPS FULL FORM?

    IBPSInstitute of Banking Personnel Selection

    IBPS stands for Institute of Banking Personnel Selection, an independent organization which conducts online exams to recruit officers, clerks and trainees in public sector banks in India.

  • 25. WHAT COMES UNDER GENERAL INTELLIGENCE?

    It includes questions on analogies, similarities and differences, space visualization, problem solving, analysis, judgment, decision making, visual memory, discriminating observation, relationship concepts, verbal and figure classification, arithmetical number series, non-verbal series etc.

  • 26. HOW CAN I GET INTO RBI?

    Eligibility conditions for taking Reserve Bank of India Recruitment exam are as follows:

    Educational Qualification

    • A First Class Bachelor’s Degree with a minimum of 60% marks or an equivalent grade OR 
    • A Second Class Master’s Degree with a minimum of 55% marks or an equivalent grade OR
    • A Doctorate Degree with 50% marks in Master’s Degree or equivalent grade OR
    • Chartered/Cost Accountant/Company Secretary (ACS) with a Bachelor’s Degree OR
    • A Post Graduate Diploma in Management from IIM only.

    Though SC/ST/PH candidates have a second class with a minimum of 50% marks or equivalent grade in Bachelor’s Degree examination OR having a Post-graduate Degree or equivalent recognized qualification, are eligible to apply.

  • 27. IS RBI JOB BETTER THAN IAS?

    Competition Level In IAS Exam is fierce. RBI Job is very good but not better than IAS.

    IAS offers greater power at the ground level.

    Comparing popularity of both job IAS is top most shouted job in India. 

    Salary of RBI Grade B Manager is higher than IAS officer. They offer many allowances at RBI.

  • 28. WHAT IS IBPS PO SALARY?

    The salary of IBPS PO is ₹23700-(980×7)-30560-(1145×2)-32850-(1310×7)-42020. At the time of joining, the Probationary Officers will be given a Basic Salary of ₹23700. Besides, that there will be other allowances. IBPS PO also get other allowances like HRA and TPT etc.

  • 29. WHAT IS THE SALARY OF MANAGER IN RBI?

    Salary of Manager in RBI

    Job Title

    Salary

    Manager salaries – 18 salaries reported

    INR 98,714/month

    Manager salaries – 15 salaries reported

    INR 18,00,000/year

  • 30. WHICH BOOK IS BEST FOR BANK QUANTITATIVE APTITUDE?

    Best Books for Bank Quantitative Aptitude are as following:

    1. R.S. Aggarwal – Quantitative Aptitude for Competitive Examinations.
    2. Arun Sharma – Quantitative Aptitude for CAT.
    3. Arihant Publications – Fast Track Objective Arithmetic.
    4. R.D. Sharma – Mathematics Class 11th and 12th.
    5. Sarvesh K. Verma- Quantitative Aptitude Quantum CAT Common Admission Tests.

  • 31. WHICH BANK EXAM IS EASY?

    Amongst all banking exams the IBPS RRB – Regional Rural Bank examination is the easiest exam to crack.

  • 32. WHAT ARE THE BANK JOBS AFTER 12TH?

    There is no job after 12th pass in bank PO Or Banks Clark grade.

  • 33. WHY GOVERNMENT BANK JOBS?

    Government Bank Jobs are the most secured jobs in India. It offers the handsome salary. Once you enter in banking career, you’ll get settled.

  • 34. WHAT ARE THE BANK JOBS AFTER 12TH AND DEGREE?

    After successfully completing Secondary Education (12th) and Graduation : PO, Clerical Cadre Such as Clerk, Assistant, Bank Assistant, Cashier, Customer Service Representative, Clerical Attendant, Security Guards etc. banks jobs are there.

  • 35. WHAT JOBS ARE THERE IN A BANK?

    Job/ posts in banks are.

    • Clerk / Clerical Cadre
    • Banking Assistant
    • Probationary Officer (PO)
    • Management Trainee (MT)
    • Manager level positions
    • Customer Service Representative
    • Top Level and Middle Level Management Posts – Chief Manager, Assistant General Manager, Deputy General Manager, Branch Manager, Consultants
    • IT Officer
    • Law Officer
    • Consultants

  • 36. WHAT IS THE SELECTION PROCESS FOR BANKING JOBS?

    Most of the Banking Jobs selection based on Competitive Written Examination (Computer Based).  For some top posts candidates selected through Written Tests and Personal Interview.

  • 37. WHICH BANKING JOB IS BEST?

    RBI Grade B Officer Job is one of the top most bank job, however some other top banking jobs are

    1. NABARD Grade B and Grade A Officer
    2. RBI Assistant
    3. SBI PO
    4. NABARD Development Assistant
    5. IBPS PO
    6. IBPS RRB PO
    7. SBI Clerk

  • 38. ARE BANK EXAMS TOUGH?

    Bank Exams are not a difficult. If you go deeply understand the syllabus, you will feel that the syllabus is basic, which is of high school level. What makes it difficult for most of the candidates to clear the exam is the lack of a proper strategy& level of competition. “Where there is will, there is a way.

  • 39. IS BANK PO A GOOD JOB?

    Handsome Pay Scale: The pay scale of a bank PO is higher than other entry-level government jobs. A Bank PO’s salary reach to 4 lakh per annum in a PSU. A bank PO job is a good foster for a fresher wanting to pursue a banking career.

  • 40. HOW MANY ATTEMPTS ARE THERE IN IBPS PO?

    Attempts are not considered in the IBPS PO. Candidate can attempt exam until she/ he crossed age limit.

  • 41. IS SBI PO A PERMANENT JOB?

    Yes SBI PO is permanent job to get confirmation after 2 years selected candidate needs to qualify the confirmation exam. It is a permanent job. You can either get selected as Deputy Manager or Assistant manager.

  • 42. WHAT IS THE SALARY OF SBI CASHIER?

    Salary of SBI cashier   in hand salary may range between Rs.18,000/- to Rs.40,000/-

    The SBI Clerk salary pay scale as per SBI 2019 Notification 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110- 2120/1- 30230-1310/1-31450

  • 43. WHICH IS THE HIGHEST POST IN SBI BANK?

    Deputy General Manager is the highest post in SBI. Branches. It has Branch Managers as head of the branch and ranks are from Deputy Manager(scale 2) to DGM (scale 6)depends upon the business of the branch level.

  • 44. WILL BANK EXAMS HAPPEN IN 2020?

    Yes, according to latest notification the exams will be held in 2020 and Candidates can view the scheduled dates in the official notice. RBI Grade B exam is scheduled in September 2020, SBI PO was scheduled in the month of June 2020 and IBPS PO is scheduled to be conducted in October 2020.

  • 45. WHAT TO STUDY FOR BANKING JOBS?

    Subjects to be study for banking jobs

    1. English Language.
    2. Reasoning Ability & Computer Aptitude.
    3. Quantitative Aptitude.
    4. General Awareness (including current, static and banking awareness)
    5. Computer Knowledge (Mainly in IBPS RRB Exams)

  • 46. HOW DO YOU GET A JOB AT THE BANK WITH NO EXPERIENCE?

    It is possible to get hired. Banks also trains generally , they look for some minor sales experiencecash handling, and customer service.

  • 47. WHAT SKILLS DO YOU NEED TO WORK AT A BANK?

    Skills Needed for a Job in Banking

    • Analytical Skills
    • Commercial Awareness
    • Attention to Detail
    • Determination
    • Work Ethic
    • Confidence
    • Technical Skills
    • Stress Management.

  • 48. HOW MANY STAGES ARE THERE IN BANK EXAMS?

    There are three stages in the bank exams:

    1. Prelims
    2. Mains
    3. Interview

  • 49. HOW CAN I SUCCEED IN BANK EXAMS?

    You must feed brain with current affairs on a regular basis. The general awareness section is important sections in the bank exam paper.  Current Affairs will also increase the chance of cracking the bank exam effectively.

  • 50. WHY BANK SALARY IS TOO LOW?

    All perks are included in salary of a bank clerk particularly in a nationalised bank is not lower than private sector jobs. However, it’s lower than officers because of higher qualificationsrisks and responsibilities.

  • 51. HOW IS LIFE OF SBI CLERK?

    As of Workload SBI clerk, it purely depends where s/he is put in. If a clerk is put in a Branch where the customer-base is low and the staffs are sufficiently present, work-life will be really good and comfortable. S/He can easily work just 7 hours a day.

  • 52. IS THERE ANY TRAINING FOR SBI CLERK?

    SBI Clerks are initially designated at Junior Level Grade and after successfully completing 6 month training, they can be promoted to the Officer Level. To get the officer grade, they must qualify the Internal Exam conducted based on the structure decided throughout all the branches of the bank.

  • 53. WHAT IS THE DUTY OF SBI CLERK?

    The SBI clerks carry out the daily routine work of the bank; they have to interact with the customers and are responsible for overall business activities. In simple, the SBI Clerks are responsible for smooth functioning of the bank branches across the country.